2025 ZAR to GHS Historical Review

YEARLY HIGH

0.8570 GHS

YEARLY LOW

0.5700 GHS

YEARLY AVERAGE

0.7063 GHS

2025 ZAR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ZAR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 0.8570. Conversely, the yearly low was recorded on June 19, dropping to 0.5700.

This high-to-low spread represents a total annual volatility of 0.2870 GHS. From a start-to-finish perspective, comparing the January average rate of 0.7977 to the December average rate of 0.6739, the exchange rate registered a net change of -15.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.8570 was down 9.57% compared to the 2024 peak of 0.9477, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 42,848 GHS

2024 Average 39,614 GHS

Yearly Trough Low 28,500 GHS

Transaction Impact: A difference of 14,348.51 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.8743

0.5490

JanuMarcMayJulySeptNove

ZAR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7698, compared to 0.6428 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1270 points.

H1 Avg (Jan–Jun) 0.7698

H2 Avg (Jul–Dec) 0.6428

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.2561 GHS (High: 0.8412 / Low: 0.5852). On the other end, June was the most stable month, with a tight range of 0.0157 GHS (High: 0.5857 / Low: 0.5700).

May Spread (Volatile) ±0.2561

June Spread (Stable) ±0.0157

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1713 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1713

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 0.8472) against the same month in 2024 (average: 0.6861), the exchange rate shifted by +0.1611 (+23.48%).

2025 Avg (March) 0.8472

2024 Avg (March) 0.6861

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8257	0.7719	0.7977
February	0.8469	0.8161	0.8365
March	0.8570	0.8294	0.8472
April	0.8396	0.7793	0.8141
May	0.8412	0.5852	0.7474
June	0.5857	0.5700	0.5761
July	0.5953	0.5762	0.5861
August	0.6328	0.5753	0.6086
September	0.7186	0.5913	0.6775
October	0.7338	0.6156	0.6710
November	0.6604	0.6232	0.6397
December	0.6881	0.6342	0.6739