2020 ZAR to SCR Historical Review

YEARLY HIGH

1.4590 SCR

YEARLY LOW

0.7168 SCR

YEARLY AVERAGE

1.0476 SCR

2020 ZAR to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 1.4590. Conversely, the yearly low was recorded on April 5, dropping to 0.7168.

This high-to-low spread represents a total annual volatility of 0.7422 SCR. From a start-to-finish perspective, comparing the January average rate of 0.9485 to the December average rate of 1.4257, the exchange rate registered a net change of 50.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.4590 was up 41.57% compared to the 2019 peak of 1.0306, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 72,952 SCR

2019 Average 47,375 SCR

Yearly Trough Low 35,841 SCR

Transaction Impact: A difference of 37,110.59 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.4863

0.7601

JanuMarcMayJulySeptNove

ZAR to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9236, compared to 1.1716 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2479 points.

H1 Avg (Jan–Jun) 0.9236

H2 Avg (Jul–Dec) 1.1716

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.2482 SCR (High: 0.9650 / Low: 0.7168). On the other end, July was the most stable month, with a tight range of 0.0578 SCR (High: 1.0829 / Low: 1.0251).

April Spread (Volatile) ±0.2482

July Spread (Stable) ±0.0578

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0874 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0874

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.4257) against the same month in 2019 (average: 0.9522), the exchange rate shifted by +0.4735 (+49.73%).

2020 Avg (December) 1.4257

2019 Avg (December) 0.9522

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9817	0.8954	0.9485
February	0.9283	0.8477	0.9079
March	0.8978	0.7568	0.8206
April	0.9650	0.7168	0.8794
May	1.0132	0.8699	0.9588
June	1.0644	0.9719	1.0265
July	1.0829	1.0251	1.0533
August	1.0793	1.0079	1.0378
September	1.1102	1.0476	1.0737
October	1.1899	1.0759	1.1255
November	1.3751	1.1876	1.3133
December	1.4590	1.3648	1.4257