YEARLY HIGH
0.9154 SCR
YEARLY LOW
0.7258 SCR
YEARLY AVERAGE
0.8007 SCR

2025 ZAR to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ZAR to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.9154. Conversely, the yearly low was recorded on April 8, dropping to 0.7258.

This high-to-low spread represents a total annual volatility of 0.1895 SCR. From a start-to-finish perspective, comparing the January average rate of 0.7678 to the December average rate of 0.8562, the exchange rate registered a net change of 11.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.9154 was up 6.78% compared to the 2024 peak of 0.8572, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 45,769 SCR
2024 Average 37,330 SCR
Yearly Trough Low 36,292 SCR
Transaction Impact: A difference of 9,476.95 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.8663
0.7456
JanuMarcMayJulySeptNove

ZAR to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7799, compared to 0.8216 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0416 points.

H1 Avg (Jan–Jun) 0.7799
H2 Avg (Jul–Dec) 0.8216

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 0.1224 SCR (High: 0.9154 / Low: 0.7929). On the other end, March was the most stable month, with a tight range of 0.0322 SCR (High: 0.8017 / Low: 0.7695).

December Spread (Volatile) ±0.1224
March Spread (Stable) ±0.0322

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0289 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0289

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.8562) against the same month in 2024 (average: 0.7743), the exchange rate shifted by +0.0820 (+10.59%).

2025 Avg (December) 0.8562
2024 Avg (December) 0.7743

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8162 0.7466 0.7678
February 0.8160 0.7628 0.7805
March 0.8017 0.7695 0.7846
April 0.7846 0.7258 0.7557
May 0.7990 0.7667 0.7850
June 0.8313 0.7861 0.8059
July 0.8329 0.7765 0.8018
August 0.8638 0.7887 0.8131
September 0.8802 0.8013 0.8353
October 0.8788 0.7784 0.8196
November 0.8866 0.7799 0.8033
December 0.9154 0.7929 0.8562