YEARLY HIGH
0.9459 SCR
YEARLY LOW
0.7981 SCR
YEARLY AVERAGE
0.8443 SCR

2026 ZAR to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ZAR to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 0.9459. Conversely, the yearly low was recorded on June 10, dropping to 0.7981.

This high-to-low spread represents a total annual volatility of 0.1478 SCR. From a start-to-finish perspective, comparing the January average rate of 0.8637 to the December average rate of 0.8242, the exchange rate registered a net change of -4.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.9459 was up 3.33% compared to the 2025 peak of 0.9154, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 47,295 SCR
2025 Average 40,046 SCR
Yearly Trough Low 39,905 SCR
Transaction Impact: A difference of 7,390.63 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.8677
0.8202
JanuMarcMayJuly

ZAR to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8503, compared to 0.8264 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0239 points.

H1 Avg (Jan–Jun) 0.8503
H2 Avg (Jul–Dec) 0.8264

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.1267 SCR (High: 0.9459 / Low: 0.8192). On the other end, May was the most stable month, with a tight range of 0.0207 SCR (High: 0.8430 / Low: 0.8224).

February Spread (Volatile) ±0.1267
May Spread (Stable) ±0.0207

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0280 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0280

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.8633) against the same month in 2025 (average: 0.7805), the exchange rate shifted by +0.0828 (+10.61%).

2026 Avg (February) 0.8633
2025 Avg (February) 0.7805

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9332 0.8122 0.8637
February 0.9459 0.8192 0.8633
March 0.9065 0.8043 0.8446
April 0.9249 0.8193 0.8629
May 0.8430 0.8224 0.8348
June 0.8623 0.7981 0.8322
July 0.8926 0.8015 0.8286
August 0.8372 0.8158 0.8242