2019 ZMW to BIF Historical Review

YEARLY HIGH

1885.0000 BIF

YEARLY LOW

1786.8495 BIF

YEARLY AVERAGE

1841.6892 BIF

2019 ZMW to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the ZMW to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 1885.0000. Conversely, the yearly low was recorded on January 27, dropping to 1786.8495.

This high-to-low spread represents a total annual volatility of 98.1505 BIF. From a start-to-finish perspective, comparing the January average rate of 1804.9865 to the December average rate of 1877.3199, the exchange rate registered a net change of 4.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 1885.0000 was up 3.29% compared to the 2018 peak of 1825.0000, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ZMW based on timing:

Yearly Peak High 9,425,000 BIF

2018 Average 8,888,917 BIF

Yearly Trough Low 8,934,248 BIF

Transaction Impact: A difference of 490,752.29 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1884.5533

1797.7531

JanuMarcMayJulySeptNove

ZMW to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1825.3605, compared to 1858.0179 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 32.6574 points.

H1 Avg (Jan–Jun) 1825.3605

H2 Avg (Jul–Dec) 1858.0179

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 41.5596 BIF (High: 1855.0000 / Low: 1813.4404). On the other end, November was the most stable month, with a tight range of 9.3165 BIF (High: 1875.9373 / Low: 1866.6207).

August Spread (Volatile) ±41.5596

November Spread (Stable) ±9.3165

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.5186 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.5186

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 1877.3199) against the same month in 2018 (average: 1807.5361), the exchange rate shifted by +69.7838 (+3.86%).

2019 Avg (December) 1877.3199

2018 Avg (December) 1807.5361

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1821.0000	1786.8495	1804.9865
February	1831.0000	1797.8981	1813.8486
March	1836.0000	1802.6553	1820.1543
April	1836.0000	1826.4975	1832.1311
May	1851.0000	1832.2840	1837.1689
June	1861.0000	1830.5838	1843.8737
July	1852.0000	1838.0989	1843.3550
August	1855.0000	1813.4404	1844.5024
September	1861.0000	1834.7995	1852.7218
October	1871.0000	1841.4834	1857.9983
November	1875.9373	1866.6207	1872.2099
December	1885.0000	1871.5496	1877.3199