YEARLY HIGH
3006.6479 BIF
YEARLY LOW
2912.5000 BIF
YEARLY AVERAGE
2957.2699 BIF

2025 ZMW to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ZMW to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 3006.6479. Conversely, the yearly low was recorded on March 7, dropping to 2912.5000.

This high-to-low spread represents a total annual volatility of 94.1479 BIF. From a start-to-finish perspective, comparing the January average rate of 2949.6521 to the December average rate of 2958.7662, the exchange rate registered a net change of 0.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 3006.6479 was up 1.50% compared to the 2024 peak of 2962.1102, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ZMW based on timing:

Yearly Peak High 15,033,239 BIF
2024 Average 14,422,507 BIF
Yearly Trough Low 14,562,500 BIF
Transaction Impact: A difference of 470,739.36 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2969.0230
2947.7611
JanuMarcMayJulySeptNove

ZMW to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2955.2026, compared to 2959.3372 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.1346 points.

H1 Avg (Jan–Jun) 2955.2026
H2 Avg (Jul–Dec) 2959.3372

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 84.1479 BIF (High: 3006.6479 / Low: 2922.5000). On the other end, December was the most stable month, with a tight range of 15.9973 BIF (High: 2967.0000 / Low: 2951.0027).

February Spread (Volatile) ±84.1479
December Spread (Stable) ±15.9973

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 16.1728 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -16.1728

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 2954.6343) against the same month in 2024 (average: 2859.7925), the exchange rate shifted by +94.8418 (+3.32%).

2025 Avg (February) 2954.6343
2024 Avg (February) 2859.7925

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2971.1848 2915.5000 2949.6521
February 3006.6479 2922.5000 2954.6343
March 2971.8964 2912.5000 2953.0256
April 2975.6970 2925.0000 2961.0286
May 2979.4109 2931.0000 2953.0018
June 2983.1869 2940.0000 2959.8734
July 2983.1008 2926.0000 2962.7924
August 2981.9700 2935.5058 2967.2511
September 2988.2960 2932.9539 2966.9267
October 2980.4984 2935.4675 2950.7539
November 2966.0000 2926.2380 2949.5329
December 2967.0000 2951.0027 2958.7662