2024 ZMW to BIF Historical Review

YEARLY HIGH

2962.1102 BIF

YEARLY LOW

2841.3852 BIF

YEARLY AVERAGE

2884.4196 BIF

2024 ZMW to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the ZMW to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 16, valuing the pair at 2962.1102. Conversely, the yearly low was recorded on January 7, dropping to 2841.3852.

This high-to-low spread represents a total annual volatility of 120.7249 BIF. From a start-to-finish perspective, comparing the January average rate of 2853.4176 to the December average rate of 2947.7000, the exchange rate registered a net change of 3.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 2962.1102 was up 3.55% compared to the 2023 peak of 2860.5281, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ZMW based on timing:

Yearly Peak High 14,810,551 BIF

2023 Average 12,742,108 BIF

Yearly Trough Low 14,206,926 BIF

Transaction Impact: A difference of 603,624.61 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

2957.1282

2843.9893

JanuMarcMayJulySeptNove

ZMW to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2864.2973, compared to 2904.5419 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 40.2446 points.

H1 Avg (Jan–Jun) 2864.2973

H2 Avg (Jul–Dec) 2904.5419

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 67.1102 BIF (High: 2962.1102 / Low: 2895.0000). On the other end, July was the most stable month, with a tight range of 14.0626 BIF (High: 2884.3812 / Low: 2870.3187).

November Spread (Volatile) ±67.1102

July Spread (Stable) ±14.0626

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2024: 2921.1911) against the same month in 2023 (average: 2839.5815), the exchange rate shifted by +81.6096 (+2.87%).

2024 Avg (November) 2921.1911

2023 Avg (November) 2839.5815

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2860.0000	2841.3852	2853.4176
February	2873.7501	2850.9522	2859.7925
March	2868.5000	2848.3715	2860.8172
April	2873.9783	2857.4311	2865.5164
May	2876.1121	2858.2665	2869.8749
June	2896.9381	2867.4281	2876.3654
July	2884.3812	2870.3187	2878.7925
August	2893.4122	2860.0083	2880.5833
September	2901.7589	2881.3620	2893.9624
October	2950.7491	2892.5000	2905.0220
November	2962.1102	2895.0000	2921.1911
December	2960.6241	2895.0000	2947.7000