2025 ARS to BIF Historical Review

YEARLY HIGH

2.8691 BIF

YEARLY LOW

1.9805 BIF

YEARLY AVERAGE

2.4181 BIF

2025 ARS to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ARS to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 2.8691. Conversely, the yearly low was recorded on October 25, dropping to 1.9805.

This high-to-low spread represents a total annual volatility of 0.8886 BIF. From a start-to-finish perspective, comparing the January average rate of 2.8331 to the December average rate of 2.0450, the exchange rate registered a net change of -27.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.8691 was down 18.56% compared to the 2024 peak of 3.5228, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 14,345 BIF

2024 Average 15,824 BIF

Yearly Trough Low 9,903 BIF

Transaction Impact: A difference of 4,442.75 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.9119

1.9662

JanuMarcMayJulySeptNove

ARS to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6870, compared to 2.1492 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5377 points.

H1 Avg (Jan–Jun) 2.6870

H2 Avg (Jul–Dec) 2.1492

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.4890 BIF (High: 2.6508 / Low: 2.1619). On the other end, December was the most stable month, with a tight range of 0.0414 BIF (High: 2.0729 / Low: 2.0315).

July Spread (Volatile) ±0.4890

December Spread (Stable) ±0.0414

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1419 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1419

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 2.8331) against the same month in 2024 (average: 3.4897), the exchange rate shifted by -0.6567 (-18.82%).

2025 Avg (January) 2.8331

2024 Avg (January) 3.4897

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8691	2.7866	2.8331
February	2.8244	2.7716	2.7944
March	2.7976	2.7348	2.7707
April	2.7718	2.4834	2.6454
May	2.6345	2.4384	2.5685
June	2.5934	2.4605	2.5097
July	2.6508	2.1619	2.3677
August	2.3033	2.1728	2.2401
September	2.2197	2.0136	2.1163
October	2.1868	1.9805	2.0587
November	2.1263	1.9892	2.0677
December	2.0729	2.0315	2.0450