2013 ARS to GHS Historical Review

YEARLY HIGH

0.3884 GHS

YEARLY LOW

0.3612 GHS

YEARLY AVERAGE

0.3775 GHS

2013 ARS to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the ARS to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.3884. Conversely, the yearly low was recorded on December 21, dropping to 0.3612.

This high-to-low spread represents a total annual volatility of 0.0271 GHS. From a start-to-finish perspective, comparing the January average rate of 0.3845 to the December average rate of 0.3671, the exchange rate registered a net change of -4.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.3884 was down 11.34% compared to the 2012 peak of 0.4380, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 1,942 GHS

2012 Average 2,036 GHS

Yearly Trough Low 1,806 GHS

Transaction Impact: A difference of 135.64 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.3862

0.3653

JanuMarcMayJulySeptNove

ARS to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3801, compared to 0.3750 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0051 points.

H1 Avg (Jan–Jun) 0.3801

H2 Avg (Jul–Dec) 0.3750

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0107 GHS (High: 0.3719 / Low: 0.3612). On the other end, June was the most stable month, with a tight range of 0.0035 GHS (High: 0.3782 / Low: 0.3747).

December Spread (Volatile) ±0.0107

June Spread (Stable) ±0.0035

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0070 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0070

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 0.3845) against the same month in 2012 (average: 0.3915), the exchange rate shifted by -0.0070 (-1.78%).

2013 Avg (January) 0.3845

2012 Avg (January) 0.3915

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3884	0.3800	0.3845
February	0.3842	0.3783	0.3811
March	0.3812	0.3768	0.3795
April	0.3811	0.3761	0.3787
May	0.3821	0.3771	0.3797
June	0.3782	0.3747	0.3769
July	0.3806	0.3725	0.3771
August	0.3826	0.3750	0.3787
September	0.3810	0.3759	0.3786
October	0.3762	0.3726	0.3745
November	0.3770	0.3702	0.3741
December	0.3719	0.3612	0.3671