2021 ARS to GHS Historical Review

YEARLY HIGH

0.0700 GHS

YEARLY LOW

0.0597 GHS

YEARLY AVERAGE

0.0624 GHS

2021 ARS to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ARS to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.0700. Conversely, the yearly low was recorded on December 17, dropping to 0.0597.

This high-to-low spread represents a total annual volatility of 0.0102 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0681 to the December average rate of 0.0603, the exchange rate registered a net change of -11.49% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0700 was down 26.86% compared to the 2020 peak of 0.0957, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 350 GHS

2020 Average 410 GHS

Yearly Trough Low 299 GHS

Transaction Impact: A difference of 51.19 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0689

0.0595

JanuMarcMayJulySeptNove

ARS to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0636, compared to 0.0613 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.0636

H2 Avg (Jul–Dec) 0.0613

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0031 GHS (High: 0.0700 / Low: 0.0668). On the other end, October was the most stable month, with a tight range of 0.0003 GHS (High: 0.0614 / Low: 0.0611).

January Spread (Volatile) ±0.0031

October Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0028 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0681) against the same month in 2020 (average: 0.0943), the exchange rate shifted by -0.0262 (-27.75%).

2021 Avg (January) 0.0681

2020 Avg (January) 0.0943

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0700	0.0668	0.0681
February	0.0665	0.0640	0.0653
March	0.0637	0.0626	0.0631
April	0.0631	0.0618	0.0624
May	0.0619	0.0611	0.0614
June	0.0613	0.0607	0.0610
July	0.0620	0.0611	0.0617
August	0.0622	0.0613	0.0619
September	0.0619	0.0608	0.0614
October	0.0614	0.0611	0.0612
November	0.0612	0.0608	0.0610
December	0.0610	0.0597	0.0603