2014 ARS to GHS Historical Review

YEARLY HIGH

0.4681 GHS

YEARLY LOW

0.2984 GHS

YEARLY AVERAGE

0.3740 GHS

2014 ARS to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the ARS to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 0.4681. Conversely, the yearly low was recorded on January 31, dropping to 0.2984.

This high-to-low spread represents a total annual volatility of 0.1697 GHS. From a start-to-finish perspective, comparing the January average rate of 0.3429 to the December average rate of 0.3750, the exchange rate registered a net change of 9.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.4681 was up 20.54% compared to the 2013 peak of 0.3884, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 2,341 GHS

2013 Average 1,888 GHS

Yearly Trough Low 1,492 GHS

Transaction Impact: A difference of 848.56 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4499

0.3051

JanuMarcMayJulySeptNove

ARS to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3464, compared to 0.4015 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0551 points.

H1 Avg (Jan–Jun) 0.3464

H2 Avg (Jul–Dec) 0.4015

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0665 GHS (High: 0.4524 / Low: 0.3859). On the other end, December was the most stable month, with a tight range of 0.0044 GHS (High: 0.3782 / Low: 0.3738).

September Spread (Volatile) ±0.0665

December Spread (Stable) ±0.0044

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0427 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0427

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 0.4378) against the same month in 2013 (average: 0.3787), the exchange rate shifted by +0.0591 (+15.61%).

2014 Avg (August) 0.4378

2013 Avg (August) 0.3787

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3627	0.2984	0.3429
February	0.3260	0.2987	0.3172
March	0.3364	0.3228	0.3272
April	0.3532	0.3358	0.3455
May	0.3735	0.3532	0.3624
June	0.4025	0.3692	0.3832
July	0.4314	0.4004	0.4141
August	0.4681	0.4097	0.4378
September	0.4524	0.3859	0.4239
October	0.3869	0.3768	0.3812
November	0.3816	0.3740	0.3772
December	0.3782	0.3738	0.3750