2020 ARS to GHS Historical Review

YEARLY HIGH

0.0957 GHS

YEARLY LOW

0.0698 GHS

YEARLY AVERAGE

0.0820 GHS

2020 ARS to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ARS to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0957. Conversely, the yearly low was recorded on December 30, dropping to 0.0698.

This high-to-low spread represents a total annual volatility of 0.0259 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0943 to the December average rate of 0.0711, the exchange rate registered a net change of -24.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0957 was down 70.38% compared to the 2019 peak of 0.3230, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 478 GHS

2019 Average 573 GHS

Yearly Trough Low 349 GHS

Transaction Impact: A difference of 129.50 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0967

0.0688

JanuMarcMayJulySeptNove

ARS to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0879, compared to 0.0760 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0119 points.

H1 Avg (Jan–Jun) 0.0879

H2 Avg (Jul–Dec) 0.0760

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0052 GHS (High: 0.0913 / Low: 0.0861). On the other end, October was the most stable month, with a tight range of 0.0017 GHS (High: 0.0760 / Low: 0.0743).

February Spread (Volatile) ±0.0052

October Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0065 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0943) against the same month in 2019 (average: 0.1312), the exchange rate shifted by -0.0368 (-28.08%).

2020 Avg (January) 0.0943

2019 Avg (January) 0.1312

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0957	0.0913	0.0943
February	0.0913	0.0861	0.0878
March	0.0900	0.0868	0.0884
April	0.0898	0.0867	0.0881
May	0.0880	0.0843	0.0855
June	0.0842	0.0822	0.0832
July	0.0823	0.0797	0.0810
August	0.0798	0.0778	0.0788
September	0.0779	0.0760	0.0770
October	0.0760	0.0743	0.0750
November	0.0743	0.0721	0.0731
December	0.0733	0.0698	0.0711