2021 ARS to JMD Historical Review

YEARLY HIGH

1.7044 JMD

YEARLY LOW

1.4837 JMD

YEARLY AVERAGE

1.5875 JMD

2021 ARS to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ARS to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 1.7044. Conversely, the yearly low was recorded on October 3, dropping to 1.4837.

This high-to-low spread represents a total annual volatility of 0.2207 JMD. From a start-to-finish perspective, comparing the January average rate of 1.6785 to the December average rate of 1.5159, the exchange rate registered a net change of -9.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.7044 was down 26.53% compared to the 2020 peak of 2.3200, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 8,522 JMD

2020 Average 10,135 JMD

Yearly Trough Low 7,418 JMD

Transaction Impact: A difference of 1,103.71 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.7062

1.4984

JanuMarcMayJulySeptNove

ARS to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6292, compared to 1.5458 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0833 points.

H1 Avg (Jan–Jun) 1.6292

H2 Avg (Jul–Dec) 1.5458

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0941 JMD (High: 1.6738 / Low: 1.5797). On the other end, November was the most stable month, with a tight range of 0.0135 JMD (High: 1.5540 / Low: 1.5406).

March Spread (Volatile) ±0.0941

November Spread (Stable) ±0.0135

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0692 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0692

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.6785) against the same month in 2020 (average: 2.2457), the exchange rate shifted by -0.5672 (-25.26%).

2021 Avg (January) 1.6785

2020 Avg (January) 2.2457

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7044	1.6703	1.6785
February	1.7007	1.6730	1.6889
March	1.6738	1.5797	1.6197
April	1.6479	1.5842	1.6139
May	1.6496	1.5738	1.6028
June	1.5801	1.5621	1.5712
July	1.6086	1.5565	1.5888
August	1.6032	1.5480	1.5840
September	1.5493	1.4938	1.5210
October	1.5497	1.4837	1.5157
November	1.5540	1.5406	1.5495
December	1.5404	1.4960	1.5159