2020 AZN to BAM Historical Review

YEARLY HIGH

1.0705 BAM

YEARLY LOW

0.9357 BAM

YEARLY AVERAGE

1.0083 BAM

2020 AZN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the AZN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 1.0705. Conversely, the yearly low was recorded on December 31, dropping to 0.9357.

This high-to-low spread represents a total annual volatility of 0.1348 BAM. From a start-to-finish perspective, comparing the January average rate of 1.0347 to the December average rate of 0.9439, the exchange rate registered a net change of -8.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0705 was up 1.57% compared to the 2019 peak of 1.0540, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AZN based on timing:

Yearly Peak High 5,353 BAM

2019 Average 5,130 BAM

Yearly Trough Low 4,679 BAM

Transaction Impact: A difference of 674.00 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0690

0.9325

JanuMarcMayJulySeptNove

AZN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0432, compared to 0.9735 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0697 points.

H1 Avg (Jan–Jun) 1.0432

H2 Avg (Jul–Dec) 0.9735

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0643 BAM (High: 1.0705 / Low: 1.0062). On the other end, October was the most stable month, with a tight range of 0.0158 BAM (High: 0.9844 / Low: 0.9686).

March Spread (Volatile) ±0.0643

October Spread (Stable) ±0.0158

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0330 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0330

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.0389) against the same month in 2019 (average: 1.0159), the exchange rate shifted by +0.0230 (+2.27%).

2020 Avg (March) 1.0389

2019 Avg (March) 1.0159

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0441	1.0258	1.0347
February	1.0644	1.0383	1.0530
March	1.0705	1.0062	1.0389
April	1.0662	1.0488	1.0576
May	1.0653	1.0316	1.0539
June	1.0340	1.0104	1.0209
July	1.0259	0.9691	1.0043
August	0.9791	0.9620	0.9716
September	0.9868	0.9579	0.9740
October	0.9844	0.9686	0.9764
November	0.9861	0.9585	0.9708
December	0.9600	0.9357	0.9439