2014 BAM to CHF Historical Review

YEARLY HIGH

0.6321 CHF

YEARLY LOW

0.6132 CHF

YEARLY AVERAGE

0.6207 CHF

2014 BAM to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BAM to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 0.6321. Conversely, the yearly low was recorded on December 7, dropping to 0.6132.

This high-to-low spread represents a total annual volatility of 0.0189 CHF. From a start-to-finish perspective, comparing the January average rate of 0.6288 to the December average rate of 0.6146, the exchange rate registered a net change of -2.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.6321 was down 1.37% compared to the 2013 peak of 0.6409, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 3,160 CHF

2013 Average 3,144 CHF

Yearly Trough Low 3,066 CHF

Transaction Impact: A difference of 94.46 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.6302

0.6132

JanuMarcMayJulySeptNove

BAM to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6240, compared to 0.6173 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0067 points.

H1 Avg (Jan–Jun) 0.6240

H2 Avg (Jul–Dec) 0.6173

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.0071 CHF (High: 0.6321 / Low: 0.6250). On the other end, July was the most stable month, with a tight range of 0.0015 CHF (High: 0.6219 / Low: 0.6204).

January Spread (Volatile) ±0.0071

July Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0046 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0046

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.6288) against the same month in 2013 (average: 0.6276), the exchange rate shifted by +0.0012 (+0.20%).

2014 Avg (January) 0.6288

2013 Avg (January) 0.6276

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6321	0.6250	0.6288
February	0.6259	0.6200	0.6242
March	0.6235	0.6193	0.6220
April	0.6247	0.6210	0.6231
May	0.6250	0.6221	0.6237
June	0.6243	0.6202	0.6224
July	0.6219	0.6204	0.6211
August	0.6219	0.6165	0.6192
September	0.6188	0.6163	0.6172
October	0.6193	0.6162	0.6173
November	0.6162	0.6138	0.6146
December	0.6156	0.6132	0.6146