YEARLY HIGH
0.4942 CHF
YEARLY LOW
0.4593 CHF
YEARLY AVERAGE
0.4789 CHF

2025 BAM to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BAM to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.4942. Conversely, the yearly low was recorded on April 11, dropping to 0.4593.

This high-to-low spread represents a total annual volatility of 0.0349 CHF. From a start-to-finish perspective, comparing the January average rate of 0.4817 to the December average rate of 0.4769, the exchange rate registered a net change of -0.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4942 was down 2.80% compared to the 2024 peak of 0.5084, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 2,471 CHF
2024 Average 2,436 CHF
Yearly Trough Low 2,296 CHF
Transaction Impact: A difference of 174.55 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4897
0.4734
JanuMarcMayJulySeptNove

BAM to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4808, compared to 0.4769 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0039 points.

H1 Avg (Jan–Jun) 0.4808
H2 Avg (Jul–Dec) 0.4769

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0284 CHF (High: 0.4877 / Low: 0.4593). On the other end, July was the most stable month, with a tight range of 0.0054 CHF (High: 0.4797 / Low: 0.4743).

April Spread (Volatile) ±0.0284
July Spread (Stable) ±0.0054

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0116 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0116

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 0.4883) against the same month in 2024 (average: 0.4939), the exchange rate shifted by -0.0056 (-1.14%).

2025 Avg (March) 0.4883
2024 Avg (March) 0.4939

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4871 0.4773 0.4817
February 0.4844 0.4780 0.4811
March 0.4942 0.4791 0.4883
April 0.4877 0.4593 0.4767
May 0.4821 0.4742 0.4783
June 0.4834 0.4744 0.4789
July 0.4797 0.4743 0.4772
August 0.4834 0.4692 0.4795
September 0.4804 0.4725 0.4778
October 0.4789 0.4717 0.4747
November 0.4779 0.4696 0.4753
December 0.4805 0.4741 0.4769