2021 BAM to CHF Historical Review

YEARLY HIGH

0.5720 CHF

YEARLY LOW

0.5276 CHF

YEARLY AVERAGE

0.5529 CHF

2021 BAM to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 4, valuing the pair at 0.5720. Conversely, the yearly low was recorded on December 31, dropping to 0.5276.

This high-to-low spread represents a total annual volatility of 0.0444 CHF. From a start-to-finish perspective, comparing the January average rate of 0.5522 to the December average rate of 0.5319, the exchange rate registered a net change of -3.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5720 was up 2.41% compared to the 2020 peak of 0.5585, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 2,860 CHF

2020 Average 2,735 CHF

Yearly Trough Low 2,638 CHF

Transaction Impact: A difference of 222.19 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5696

0.5284

JanuMarcMayJulySeptNove

BAM to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5595, compared to 0.5464 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0131 points.

H1 Avg (Jan–Jun) 0.5595

H2 Avg (Jul–Dec) 0.5464

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0159 CHF (High: 0.5649 / Low: 0.5490). On the other end, January was the most stable month, with a tight range of 0.0063 CHF (High: 0.5559 / Low: 0.5495).

July Spread (Volatile) ±0.0159

January Spread (Stable) ±0.0063

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0100 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0100

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.5661) against the same month in 2020 (average: 0.5413), the exchange rate shifted by +0.0249 (+4.59%).

2021 Avg (March) 0.5661

2020 Avg (March) 0.5413

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5559	0.5495	0.5522
February	0.5640	0.5506	0.5551
March	0.5720	0.5610	0.5661
April	0.5675	0.5591	0.5633
May	0.5642	0.5549	0.5604
June	0.5644	0.5567	0.5598
July	0.5649	0.5490	0.5549
August	0.5543	0.5470	0.5503
September	0.5613	0.5517	0.5557
October	0.5511	0.5411	0.5476
November	0.5427	0.5323	0.5376
December	0.5349	0.5276	0.5319