2020 BAM to CHF Historical Review

YEARLY HIGH

0.5585 CHF

YEARLY LOW

0.5346 CHF

YEARLY AVERAGE

0.5470 CHF

2020 BAM to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 0.5585. Conversely, the yearly low was recorded on May 2, dropping to 0.5346.

This high-to-low spread represents a total annual volatility of 0.0239 CHF. From a start-to-finish perspective, comparing the January average rate of 0.5506 to the December average rate of 0.5528, the exchange rate registered a net change of 0.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5585 was down 4.83% compared to the 2019 peak of 0.5869, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 2,793 CHF

2019 Average 2,844 CHF

Yearly Trough Low 2,673 CHF

Transaction Impact: A difference of 119.61 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5542

0.5377

JanuMarcMayJulySeptNove

BAM to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5438, compared to 0.5502 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0064 points.

H1 Avg (Jan–Jun) 0.5438

H2 Avg (Jul–Dec) 0.5502

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0146 CHF (High: 0.5566 / Low: 0.5420). On the other end, October was the most stable month, with a tight range of 0.0065 CHF (High: 0.5526 / Low: 0.5462).

November Spread (Volatile) ±0.0146

October Spread (Stable) ±0.0065

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0063 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0063

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.5502) against the same month in 2019 (average: 0.5568), the exchange rate shifted by -0.0066 (-1.18%).

2020 Avg (August) 0.5502

2019 Avg (August) 0.5568

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5557	0.5437	0.5506
February	0.5490	0.5402	0.5443
March	0.5452	0.5352	0.5413
April	0.5427	0.5361	0.5390
May	0.5470	0.5346	0.5400
June	0.5569	0.5428	0.5479
July	0.5537	0.5413	0.5465
August	0.5585	0.5463	0.5502
September	0.5576	0.5476	0.5520
October	0.5526	0.5462	0.5491
November	0.5566	0.5420	0.5506
December	0.5557	0.5474	0.5528