2012 BAM to GHS Historical Review

YEARLY HIGH

1.2857 GHS

YEARLY LOW

1.0728 GHS

YEARLY AVERAGE

1.2148 GHS

2012 BAM to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BAM to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.2857. Conversely, the yearly low was recorded on January 5, dropping to 1.0728.

This high-to-low spread represents a total annual volatility of 0.2129 GHS. From a start-to-finish perspective, comparing the January average rate of 1.1144 to the December average rate of 1.2704, the exchange rate registered a net change of 14.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.2857 was up 11.11% compared to the 2011 peak of 1.1571, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 6,428 GHS

2011 Average 5,491 GHS

Yearly Trough Low 5,364 GHS

Transaction Impact: A difference of 1,064.27 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.2860

1.0988

JanuMarcMayJulySeptNove

BAM to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1842, compared to 1.2453 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0611 points.

H1 Avg (Jan–Jun) 1.1842

H2 Avg (Jul–Dec) 1.2453

Volatility Range Comparison

Volatility

The most volatile month in 2012 was March, with a trading range of 0.0855 GHS (High: 1.2139 / Low: 1.1284). On the other end, August was the most stable month, with a tight range of 0.0227 GHS (High: 1.2431 / Low: 1.2204).

March Spread (Volatile) ±0.0855

August Spread (Stable) ±0.0227

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0138 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1.2704) against the same month in 2011 (average: 1.1044), the exchange rate shifted by +0.1660 (+15.03%).

2012 Avg (December) 1.2704

2011 Avg (December) 1.1044

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1541	1.0728	1.1144
February	1.1861	1.1220	1.1436
March	1.2139	1.1284	1.1735
April	1.2541	1.1862	1.2149
May	1.2533	1.1924	1.2312
June	1.2527	1.1893	1.2276
July	1.2510	1.2062	1.2260
August	1.2431	1.2204	1.2319
September	1.2831	1.2396	1.2545
October	1.2618	1.2377	1.2515
November	1.2647	1.2195	1.2377
December	1.2857	1.2488	1.2704