2016 BAM to GHS Historical Review

YEARLY HIGH

2.3622 GHS

YEARLY LOW

2.1048 GHS

YEARLY AVERAGE

2.2329 GHS

2016 BAM to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BAM to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 2.3622. Conversely, the yearly low was recorded on January 5, dropping to 2.1048.

This high-to-low spread represents a total annual volatility of 0.2574 GHS. From a start-to-finish perspective, comparing the January average rate of 2.1626 to the December average rate of 2.2823, the exchange rate registered a net change of 5.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 2.3622 was down 7.42% compared to the 2015 peak of 2.5516, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 11,811 GHS

2015 Average 10,723 GHS

Yearly Trough Low 10,524 GHS

Transaction Impact: A difference of 1,287.24 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

2.2942

2.1506

JanuMarcMayJulySeptNove

BAM to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2144, compared to 2.2514 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0370 points.

H1 Avg (Jan–Jun) 2.2144

H2 Avg (Jul–Dec) 2.2514

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.1755 GHS (High: 2.3409 / Low: 2.1654). On the other end, September was the most stable month, with a tight range of 0.0369 GHS (High: 2.2889 / Low: 2.2520).

November Spread (Volatile) ±0.1755

September Spread (Stable) ±0.0369

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0567 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0567

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 2.2823) against the same month in 2015 (average: 2.1205), the exchange rate shifted by +0.1617 (+7.63%).

2016 Avg (December) 2.2823

2015 Avg (December) 2.1205

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2188	2.1048	2.1626
February	2.2999	2.1651	2.2525
March	2.2265	2.1638	2.1959
April	2.2501	2.1943	2.2206
May	2.2525	2.1866	2.2149
June	2.2873	2.1898	2.2400
July	2.2554	2.2184	2.2335
August	2.2914	2.2382	2.2575
September	2.2889	2.2520	2.2682
October	2.2824	2.2016	2.2405
November	2.3409	2.1654	2.2267
December	2.3622	2.2030	2.2823