2015 BAM to GHS Historical Review

YEARLY HIGH

2.5516 GHS

YEARLY LOW

1.8095 GHS

YEARLY AVERAGE

2.1443 GHS

2015 BAM to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BAM to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 21, valuing the pair at 2.5516. Conversely, the yearly low was recorded on July 20, dropping to 1.8095.

This high-to-low spread represents a total annual volatility of 0.7421 GHS. From a start-to-finish perspective, comparing the January average rate of 1.9387 to the December average rate of 2.1205, the exchange rate registered a net change of 9.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.5516 was down 3.42% compared to the 2014 peak of 2.6421, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 12,758 GHS

2014 Average 10,305 GHS

Yearly Trough Low 9,047 GHS

Transaction Impact: A difference of 3,710.61 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.5146

1.8864

JanuMarcMayJulySeptNove

BAM to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1294, compared to 2.1592 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0298 points.

H1 Avg (Jan–Jun) 2.1294

H2 Avg (Jul–Dec) 2.1592

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.6639 GHS (High: 2.4734 / Low: 1.8095). On the other end, February was the most stable month, with a tight range of 0.0951 GHS (High: 2.0223 / Low: 1.9272).

July Spread (Volatile) ±0.6639

February Spread (Stable) ±0.0951

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.4239 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.4239

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 2.4623) against the same month in 2014 (average: 2.1644), the exchange rate shifted by +0.2979 (+13.76%).

2015 Avg (June) 2.4623

2014 Avg (June) 2.1644

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9850	1.8821	1.9387
February	2.0223	1.9272	1.9867
March	2.1197	1.9245	2.0155
April	2.1993	2.0622	2.1180
May	2.3130	2.2004	2.2551
June	2.5516	2.2824	2.4623
July	2.4734	1.8095	2.0384
August	2.5440	2.1212	2.2937
September	2.3363	2.1546	2.2294
October	2.2621	2.1237	2.1793
November	2.1769	2.0536	2.0938
December	2.1514	2.0543	2.1205