2014 BAM to GHS Historical Review

YEARLY HIGH

2.6421 GHS

YEARLY LOW

1.6254 GHS

YEARLY AVERAGE

2.0592 GHS

2014 BAM to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BAM to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 2.6421. Conversely, the yearly low was recorded on January 4, dropping to 1.6254.

This high-to-low spread represents a total annual volatility of 1.0167 GHS. From a start-to-finish perspective, comparing the January average rate of 1.6597 to the December average rate of 2.0158, the exchange rate registered a net change of 21.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.6421 was up 58.11% compared to the 2013 peak of 1.6710, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 13,210 GHS

2013 Average 7,018 GHS

Yearly Trough Low 8,127 GHS

Transaction Impact: A difference of 5,083.33 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.5582

1.5780

JanuMarcMayJulySeptNove

BAM to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8985, compared to 2.2199 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3214 points.

H1 Avg (Jan–Jun) 1.8985

H2 Avg (Jul–Dec) 2.2199

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.4367 GHS (High: 2.5515 / Low: 2.1148). On the other end, October was the most stable month, with a tight range of 0.0467 GHS (High: 2.1130 / Low: 2.0662).

September Spread (Volatile) ±0.4367

October Spread (Stable) ±0.0467

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2586 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.2586

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 2.4765) against the same month in 2013 (average: 1.4379), the exchange rate shifted by +1.0385 (+72.22%).

2014 Avg (August) 2.4765

2013 Avg (August) 1.4379

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7063	1.6254	1.6597
February	1.8053	1.6516	1.7394
March	1.8919	1.7944	1.8321
April	2.0017	1.8897	1.9515
May	2.1012	2.0018	2.0442
June	2.2872	2.0756	2.1644
July	2.4208	2.2747	2.3371
August	2.6421	2.3129	2.4765
September	2.5515	2.1148	2.3511
October	2.1130	2.0662	2.0925
November	2.0771	2.0198	2.0465
December	2.0486	1.9864	2.0158