2014 BAM to JMD Historical Review

YEARLY HIGH

78.3242 JMD

YEARLY LOW

70.8886 JMD

YEARLY AVERAGE

75.2536 JMD

2014 BAM to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BAM to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 12, valuing the pair at 78.3242. Conversely, the yearly low was recorded on December 31, dropping to 70.8886.

This high-to-low spread represents a total annual volatility of 7.4355 JMD. From a start-to-finish perspective, comparing the January average rate of 74.0681 to the December average rate of 71.6867, the exchange rate registered a net change of -3.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 78.3242 was up 4.77% compared to the 2013 peak of 74.7555, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 391,621 JMD

2013 Average 338,746 JMD

Yearly Trough Low 354,443 JMD

Transaction Impact: A difference of 37,177.53 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

78.3585

71.0801

JanuMarcMayJulySeptNove

BAM to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 76.3513, compared to 74.1559 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.1954 points.

H1 Avg (Jan–Jun) 76.3513

H2 Avg (Jul–Dec) 74.1559

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 2.9962 JMD (High: 75.6372 / Low: 72.6410). On the other end, November was the most stable month, with a tight range of 0.8757 JMD (High: 72.3741 / Low: 71.4984).

September Spread (Volatile) ±2.9962

November Spread (Stable) ±0.8757

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 2.4189 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -2.4189

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 77.7520) against the same month in 2013 (average: 67.6206), the exchange rate shifted by +10.1314 (+14.98%).

2014 Avg (July) 77.7520

2013 Avg (July) 67.6206

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	74.7020	73.6343	74.0681
February	75.8678	74.0418	75.0237
March	77.3799	75.9231	76.8077
April	77.7429	76.5804	77.3138
May	78.2828	77.1444	77.5540
June	78.0666	76.8742	77.3401
July	78.3242	77.0070	77.7520
August	77.2273	75.6611	76.5950
September	75.6372	72.6410	74.1762
October	73.4038	72.1538	72.8110
November	72.3741	71.4984	71.9144
December	72.8201	70.8886	71.6867