YEARLY HIGH
91.8509 JMD
YEARLY LOW
74.0816 JMD
YEARLY AVERAGE
82.8820 JMD

2020 BAM to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 91.8509. Conversely, the yearly low was recorded on March 23, dropping to 74.0816.

This high-to-low spread represents a total annual volatility of 17.7693 JMD. From a start-to-finish perspective, comparing the January average rate of 76.3917 to the December average rate of 89.4437, the exchange rate registered a net change of 17.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 91.8509 was up 14.33% compared to the 2019 peak of 80.3363, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 459,254 JMD
2019 Average 382,193 JMD
Yearly Trough Low 370,408 JMD
Transaction Impact: A difference of 88,846.40 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

91.4813
75.0199
JanuMarcMayJulySeptNove

BAM to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 78.1132, compared to 87.6509 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 9.5377 points.

H1 Avg (Jan–Jun) 78.1132
H2 Avg (Jul–Dec) 87.6509

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 9.5430 JMD (High: 89.1982 / Low: 79.6553). On the other end, December was the most stable month, with a tight range of 1.9685 JMD (High: 90.7167 / Low: 88.7482).

July Spread (Volatile) ±9.5430
December Spread (Stable) ±1.9685

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 3.3510 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -3.3510

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 90.1096) against the same month in 2019 (average: 76.7921), the exchange rate shifted by +13.3175 (+17.34%).

2020 Avg (August) 90.1096
2019 Avg (August) 76.7921

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 78.8345 74.5484 76.3917
February 79.0779 76.6485 78.0115
March 78.5993 74.0816 76.4635
April 78.7357 74.0954 76.3952
May 82.5644 78.2171 80.4289
June 82.8260 79.9687 80.9884
July 89.1982 79.6553 83.7687
August 91.8509 88.4222 90.1096
September 90.8922 84.2209 86.7586
October 88.3745 84.7329 86.9058
November 89.8636 86.4371 88.9189
December 90.7167 88.7482 89.4437