2015 BAM to JMD Historical Review

YEARLY HIGH

70.8203 JMD

YEARLY LOW

61.9327 JMD

YEARLY AVERAGE

66.2808 JMD

2015 BAM to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BAM to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 70.8203. Conversely, the yearly low was recorded on March 15, dropping to 61.9327.

This high-to-low spread represents a total annual volatility of 8.8876 JMD. From a start-to-finish perspective, comparing the January average rate of 68.3672 to the December average rate of 66.7325, the exchange rate registered a net change of -2.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 70.8203 was down 9.58% compared to the 2014 peak of 78.3242, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 354,101 JMD

2014 Average 376,281 JMD

Yearly Trough Low 309,663 JMD

Transaction Impact: A difference of 44,438.10 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

68.8746

62.8913

JanuMarcMayJulySeptNove

BAM to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 65.8118, compared to 66.7499 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9381 points.

H1 Avg (Jan–Jun) 65.8118

H2 Avg (Jul–Dec) 66.7499

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 4.9946 JMD (High: 70.8203 / Low: 65.8257). On the other end, February was the most stable month, with a tight range of 1.4598 JMD (High: 67.6194 / Low: 66.1596).

January Spread (Volatile) ±4.9946

February Spread (Stable) ±1.4598

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.3096 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -3.3096

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 68.3672) against the same month in 2014 (average: 74.0681), the exchange rate shifted by -5.7010 (-7.70%).

2015 Avg (January) 68.3672

2014 Avg (January) 74.0681

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	70.8203	65.8257	68.3672
February	67.6194	66.1596	67.0402
March	66.0368	61.9327	63.7307
April	65.7649	61.9887	63.3899
May	67.7263	64.5676	65.9362
June	67.3613	64.7111	66.4064
July	66.1054	64.2897	65.3230
August	69.1316	64.8531	66.6406
September	69.0320	67.1103	67.9377
October	69.8326	66.9459	68.3760
November	67.3429	64.3504	65.4894
December	67.4175	64.5132	66.7325