YEARLY HIGH
97.1112 JMD
YEARLY LOW
81.7210 JMD
YEARLY AVERAGE
91.9231 JMD

2025 BAM to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BAM to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 18, valuing the pair at 97.1112. Conversely, the yearly low was recorded on January 13, dropping to 81.7210.

This high-to-low spread represents a total annual volatility of 15.3902 JMD. From a start-to-finish perspective, comparing the January average rate of 83.0861 to the December average rate of 95.8137, the exchange rate registered a net change of 15.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 97.1112 was up 7.87% compared to the 2024 peak of 90.0231, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 485,556 JMD
2024 Average 432,646 JMD
Yearly Trough Low 408,605 JMD
Transaction Impact: A difference of 76,950.77 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

97.3481
81.7896
JanuMarcMayJulySeptNove

BAM to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 88.3314, compared to 95.5148 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7.1835 points.

H1 Avg (Jan–Jun) 88.3314
H2 Avg (Jul–Dec) 95.5148

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 6.2213 JMD (High: 93.1026 / Low: 86.8812). On the other end, November was the most stable month, with a tight range of 1.1198 JMD (High: 95.4188 / Low: 94.2990).

April Spread (Volatile) ±6.2213
November Spread (Stable) ±1.1198

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.6744 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.6744

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 96.0515) against the same month in 2024 (average: 89.2312), the exchange rate shifted by +6.8203 (+7.64%).

2025 Avg (September) 96.0515
2024 Avg (September) 89.2312

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 84.6150 81.7210 83.0861
February 84.6815 81.9042 84.0039
March 87.6266 83.8225 86.6339
April 93.1026 86.8812 90.4734
May 92.5861 90.0501 91.7137
June 96.2215 91.9397 94.0771
July 96.9987 93.5934 95.6122
August 96.0606 93.5985 95.2241
September 97.1112 95.0199 96.0515
October 96.3800 95.0250 95.5309
November 95.4188 94.2990 94.8566
December 96.5641 95.1171 95.8137