YEARLY HIGH
5.8952 NAD
YEARLY LOW
5.0451 NAD
YEARLY AVERAGE
5.3906 NAD

2012 BAM to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BAM to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 5.8952. Conversely, the yearly low was recorded on March 13, dropping to 5.0451.

This high-to-low spread represents a total annual volatility of 0.8501 NAD. From a start-to-finish perspective, comparing the January average rate of 5.2816 to the December average rate of 5.7810, the exchange rate registered a net change of 9.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 5.8952 was up 1.22% compared to the 2011 peak of 5.8241, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 29,476 NAD
2011 Average 25,762 NAD
Yearly Trough Low 25,226 NAD
Transaction Impact: A difference of 4,250.27 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

5.8464
5.0612
JanuMarcMayJulySeptNove

BAM to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.2574, compared to 5.5237 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2662 points.

H1 Avg (Jan–Jun) 5.2574
H2 Avg (Jul–Dec) 5.5237

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.3814 NAD (High: 5.8610 / Low: 5.4796). On the other end, June was the most stable month, with a tight range of 0.1496 NAD (High: 5.4327 / Low: 5.2830).

October Spread (Volatile) ±0.3814
June Spread (Stable) ±0.1496

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1939 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.1939

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 5.7810) against the same month in 2011 (average: 5.5109), the exchange rate shifted by +0.2700 (+4.90%).

2012 Avg (December) 5.7810
2011 Avg (December) 5.5109

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.3786 5.2269 5.2816
February 5.2367 5.0676 5.1751
March 5.2325 5.0451 5.1266
April 5.3621 5.1925 5.2593
May 5.4250 5.1871 5.3276
June 5.4327 5.2830 5.3744
July 5.2875 5.1044 5.1805
August 5.4179 5.0801 5.2365
September 5.5536 5.3396 5.4424
October 5.8610 5.4796 5.7348
November 5.8808 5.6539 5.7668
December 5.8952 5.7049 5.7810