2013 BAM to NAD Historical Review

YEARLY HIGH

7.3947 NAD

YEARLY LOW

5.7136 NAD

YEARLY AVERAGE

6.5482 NAD

2013 BAM to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BAM to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 7.3947. Conversely, the yearly low was recorded on January 1, dropping to 5.7136.

This high-to-low spread represents a total annual volatility of 1.6812 NAD. From a start-to-finish perspective, comparing the January average rate of 5.9551 to the December average rate of 7.2597, the exchange rate registered a net change of 21.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 7.3947 was up 25.44% compared to the 2012 peak of 5.8952, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 36,974 NAD

2012 Average 26,955 NAD

Yearly Trough Low 28,568 NAD

Transaction Impact: A difference of 8,405.82 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

7.3902

5.8246

JanuMarcMayJulySeptNove

BAM to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.1817, compared to 6.9146 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7329 points.

H1 Avg (Jan–Jun) 6.1817

H2 Avg (Jul–Dec) 6.9146

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.6513 NAD (High: 6.6458 / Low: 5.9945). On the other end, July was the most stable month, with a tight range of 0.1171 NAD (High: 6.6890 / Low: 6.5719).

May Spread (Volatile) ±0.6513

July Spread (Stable) ±0.1171

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1108 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1108

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 7.2597) against the same month in 2012 (average: 5.7810), the exchange rate shifted by +1.4788 (+25.58%).

2013 Avg (December) 7.2597

2012 Avg (December) 5.7810

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.2423	5.7136	5.9551
February	6.2354	5.9171	6.0701
March	6.1666	6.0173	6.0843
April	6.1610	5.9522	6.0589
May	6.6458	5.9945	6.1776
June	6.9425	6.5422	6.7444
July	6.6890	6.5719	6.6336
August	7.0891	6.6737	6.8474
September	6.9677	6.6820	6.8142
October	6.9882	6.8334	6.9019
November	7.1181	6.9628	7.0309
December	7.3947	7.0840	7.2597