2025 BAM to NAD Historical Review

YEARLY HIGH

11.3163 NAD

YEARLY LOW

9.7225 NAD

YEARLY AVERAGE

10.3212 NAD

2025 BAM to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BAM to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 14, valuing the pair at 11.3163. Conversely, the yearly low was recorded on February 10, dropping to 9.7225.

This high-to-low spread represents a total annual volatility of 1.5938 NAD. From a start-to-finish perspective, comparing the January average rate of 9.9195 to the December average rate of 10.0767, the exchange rate registered a net change of 1.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 11.3163 was up 5.53% compared to the 2024 peak of 10.7233, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 56,582 NAD

2024 Average 50,698 NAD

Yearly Trough Low 48,612 NAD

Transaction Impact: A difference of 7,969.23 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

10.9239

9.7412

JanuMarcMayJulySeptNove

BAM to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.2821, compared to 10.3603 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0783 points.

H1 Avg (Jan–Jun) 10.2821

H2 Avg (Jul–Dec) 10.3603

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 1.1692 NAD (High: 11.3163 / Low: 10.1471). On the other end, July was the most stable month, with a tight range of 0.1787 NAD (High: 10.6900 / Low: 10.5113).

April Spread (Volatile) ±1.1692

July Spread (Stable) ±0.1787

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3117 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3117

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 10.8254) against the same month in 2024 (average: 10.3652), the exchange rate shifted by +0.4601 (+4.44%).

2025 Avg (April) 10.8254

2024 Avg (April) 10.3652

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.0391	9.8523	9.9195
February	9.9045	9.7225	9.8397
March	10.2151	9.8413	10.0812
April	11.3163	10.1471	10.8254
May	10.8128	10.3027	10.5137
June	10.7077	10.3027	10.5128
July	10.6900	10.5113	10.6050
August	10.7265	10.4605	10.5457
September	10.5921	10.3569	10.4626
October	10.4228	10.1587	10.2872
November	10.2569	10.0593	10.1849
December	10.1907	9.9425	10.0767