YEARLY HIGH
8.9113 NAD
YEARLY LOW
6.4969 NAD
YEARLY AVERAGE
7.2408 NAD

2015 BAM to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BAM to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 8.9113. Conversely, the yearly low was recorded on April 12, dropping to 6.4969.

This high-to-low spread represents a total annual volatility of 2.4144 NAD. From a start-to-finish perspective, comparing the January average rate of 6.8796 to the December average rate of 8.3885, the exchange rate registered a net change of 21.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 8.9113 was up 13.91% compared to the 2014 peak of 7.8231, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 44,556 NAD
2014 Average 36,794 NAD
Yearly Trough Low 32,484 NAD
Transaction Impact: A difference of 12,072.19 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

8.5645
6.4525
JanuMarcMayJulySeptNove

BAM to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.8011, compared to 7.6806 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8795 points.

H1 Avg (Jan–Jun) 6.8011
H2 Avg (Jul–Dec) 7.6806

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 1.1143 NAD (High: 8.9113 / Low: 7.7970). On the other end, March was the most stable month, with a tight range of 0.1253 NAD (High: 6.7394 / Low: 6.6141).

December Spread (Volatile) ±1.1143
March Spread (Stable) ±0.1253

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1526 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1526

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 8.3885) against the same month in 2014 (average: 7.2346), the exchange rate shifted by +1.1539 (+15.95%).

2015 Avg (December) 8.3885
2014 Avg (December) 7.2346

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.1784 6.5239 6.8796
February 6.8259 6.6208 6.7270
March 6.7394 6.6141 6.6842
April 6.7881 6.4969 6.6285
May 6.9379 6.6975 6.8293
June 7.1861 6.8465 7.0581
July 7.1465 6.8446 7.0027
August 7.7686 7.0802 7.3421
September 8.0625 7.6828 7.8438
October 7.9675 7.5969 7.7433
November 7.9202 7.6061 7.7630
December 8.9113 7.7970 8.3885