2014 BAM to PEN Historical Review

YEARLY HIGH

1.9994 PEN

YEARLY LOW

1.8453 PEN

YEARLY AVERAGE

1.9261 PEN

2014 BAM to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BAM to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 1.9994. Conversely, the yearly low was recorded on November 23, dropping to 1.8453.

This high-to-low spread represents a total annual volatility of 0.1541 PEN. From a start-to-finish perspective, comparing the January average rate of 1.9560 to the December average rate of 1.8639, the exchange rate registered a net change of -4.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.9994 was up 1.44% compared to the 2013 peak of 1.9711, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 9,997 PEN

2013 Average 9,175 PEN

Yearly Trough Low 9,227 PEN

Transaction Impact: A difference of 770.41 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.9945

1.8520

JanuMarcMayJulySeptNove

BAM to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9621, compared to 1.8902 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0719 points.

H1 Avg (Jan–Jun) 1.9621

H2 Avg (Jul–Dec) 1.8902

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.0685 PEN (High: 1.9942 / Low: 1.9258). On the other end, August was the most stable month, with a tight range of 0.0157 PEN (High: 1.9225 / Low: 1.9068).

May Spread (Volatile) ±0.0685

August Spread (Stable) ±0.0157

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0274 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0274

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 1.9827) against the same month in 2013 (average: 1.7189), the exchange rate shifted by +0.2637 (+15.34%).

2014 Avg (March) 1.9827

2013 Avg (March) 1.7189

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9731	1.9442	1.9560
February	1.9728	1.9479	1.9637
March	1.9994	1.9658	1.9827
April	1.9880	1.9574	1.9701
May	1.9942	1.9258	1.9585
June	1.9539	1.9250	1.9416
July	1.9545	1.9109	1.9285
August	1.9225	1.9068	1.9153
September	1.9149	1.8683	1.8878
October	1.8973	1.8596	1.8815
November	1.8818	1.8453	1.8643
December	1.8972	1.8460	1.8639