2026 BAM to PEN Historical Review

YEARLY HIGH

2.1035 PEN

YEARLY LOW

1.9643 PEN

YEARLY AVERAGE

2.0192 PEN

2026 BAM to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BAM to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 30, valuing the pair at 2.1035. Conversely, the yearly low was recorded on July 30, dropping to 1.9643.

This high-to-low spread represents a total annual volatility of 0.1393 PEN. From a start-to-finish perspective, comparing the January average rate of 2.0133 to the December average rate of 1.9904, the exchange rate registered a net change of -1.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.1035 was down 4.01% compared to the 2025 peak of 2.1913, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 10,518 PEN

2025 Average 10,296 PEN

Yearly Trough Low 9,821 PEN

Transaction Impact: A difference of 696.43 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.0610

1.9775

JanuMarcMayJuly

BAM to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0298, compared to 1.9875 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0424 points.

H1 Avg (Jan–Jun) 2.0298

H2 Avg (Jul–Dec) 1.9875

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0836 PEN (High: 2.1035 / Low: 2.0199). On the other end, August was the most stable month, with a tight range of 0.0068 PEN (High: 1.9928 / Low: 1.9860).

April Spread (Volatile) ±0.0836

August Spread (Stable) ±0.0068

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0304 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0304

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 2.0541) against the same month in 2025 (average: 2.1183), the exchange rate shifted by -0.0643 (-3.03%).

2026 Avg (April) 2.0541

2025 Avg (April) 2.1183

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0475	1.9959	2.0133
February	2.0441	2.0210	2.0299
March	2.0597	1.9966	2.0354
April	2.1035	2.0199	2.0541
May	2.1007	2.0242	2.0384
June	2.0470	1.9722	2.0080
July	1.9920	1.9643	1.9845
August	1.9928	1.9860	1.9904