2020 BAM to PEN Historical Review

YEARLY HIGH

2.2721 PEN

YEARLY LOW

1.8668 PEN

YEARLY AVERAGE

2.0404 PEN

2020 BAM to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 2.2721. Conversely, the yearly low was recorded on February 19, dropping to 1.8668.

This high-to-low spread represents a total annual volatility of 0.4053 PEN. From a start-to-finish perspective, comparing the January average rate of 1.8879 to the December average rate of 2.2407, the exchange rate registered a net change of 18.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.2721 was up 14.91% compared to the 2019 peak of 1.9773, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 11,361 PEN

2019 Average 9,550 PEN

Yearly Trough Low 9,334 PEN

Transaction Impact: A difference of 2,026.64 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.2760

1.8527

JanuMarcMayJulySeptNove

BAM to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9241, compared to 2.1567 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2327 points.

H1 Avg (Jan–Jun) 1.9241

H2 Avg (Jul–Dec) 2.1567

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1259 PEN (High: 2.0437 / Low: 1.9178). On the other end, October was the most stable month, with a tight range of 0.0343 PEN (High: 2.1815 / Low: 2.1473).

March Spread (Volatile) ±0.1259

October Spread (Stable) ±0.0343

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0838 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0838

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.2407) against the same month in 2019 (average: 1.9040), the exchange rate shifted by +0.3367 (+17.68%).

2020 Avg (December) 2.2407

2019 Avg (December) 1.9040

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9105	1.8739	1.8879
February	1.9417	1.8668	1.8916
March	2.0437	1.9178	1.9726
April	1.9274	1.8716	1.8888
May	1.9552	1.8762	1.9043
June	2.0378	1.9460	1.9993
July	2.1408	2.0204	2.0572
August	2.1778	2.1212	2.1523
September	2.1715	2.1277	2.1441
October	2.1815	2.1473	2.1631
November	2.2193	2.1506	2.1829
December	2.2721	2.2079	2.2407