2015 BAM to PEN Historical Review

YEARLY HIGH

1.9327 PEN

YEARLY LOW

1.6653 PEN

YEARLY AVERAGE

1.8057 PEN

2015 BAM to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BAM to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 1.9327. Conversely, the yearly low was recorded on March 15, dropping to 1.6653.

This high-to-low spread represents a total annual volatility of 0.2674 PEN. From a start-to-finish perspective, comparing the January average rate of 1.7871 to the December average rate of 1.8824, the exchange rate registered a net change of 5.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.9327 was down 3.34% compared to the 2014 peak of 1.9994, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 9,663 PEN

2014 Average 9,630 PEN

Yearly Trough Low 8,327 PEN

Transaction Impact: A difference of 1,336.81 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.8994

1.6950

JanuMarcMayJulySeptNove

BAM to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7694, compared to 1.8420 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0727 points.

H1 Avg (Jan–Jun) 1.7694

H2 Avg (Jul–Dec) 1.8420

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.1520 PEN (High: 1.9327 / Low: 1.7807). On the other end, February was the most stable month, with a tight range of 0.0299 PEN (High: 1.7975 / Low: 1.7676).

August Spread (Volatile) ±0.1520

February Spread (Stable) ±0.0299

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0742 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0742

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 1.8425) against the same month in 2014 (average: 1.9153), the exchange rate shifted by -0.0728 (-3.80%).

2015 Avg (August) 1.8425

2014 Avg (August) 1.9153

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8497	1.7172	1.7871
February	1.7975	1.7676	1.7862
March	1.7714	1.6653	1.7120
April	1.7862	1.6886	1.7221
May	1.8408	1.7582	1.7958
June	1.8388	1.7637	1.8130
July	1.8113	1.7587	1.7890
August	1.9327	1.7807	1.8425
September	1.8763	1.8312	1.8477
October	1.8932	1.8369	1.8612
November	1.8484	1.8178	1.8296
December	1.9053	1.8281	1.8824