2020 BAM to RUB Historical Review

YEARLY HIGH

47.9984 RUB

YEARLY LOW

34.6259 RUB

YEARLY AVERAGE

42.2268 RUB

2020 BAM to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on November 2, valuing the pair at 47.9984. Conversely, the yearly low was recorded on January 10, dropping to 34.6259.

This high-to-low spread represents a total annual volatility of 13.3725 RUB. From a start-to-finish perspective, comparing the January average rate of 35.1281 to the December average rate of 46.0391, the exchange rate registered a net change of 31.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 47.9984 was up 18.34% compared to the 2019 peak of 40.5610, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 239,992 RUB

2019 Average 185,201 RUB

Yearly Trough Low 173,129 RUB

Transaction Impact: A difference of 66,862.66 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

47.8210

33.9742

JanuMarcMayJulySeptNove

BAM to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 39.1936, compared to 45.2601 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.0665 points.

H1 Avg (Jan–Jun) 39.1936

H2 Avg (Jul–Dec) 45.2601

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 7.7967 RUB (High: 45.4453 / Low: 37.6486). On the other end, October was the most stable month, with a tight range of 1.3062 RUB (High: 47.4503 / Low: 46.1441).

March Spread (Volatile) ±7.7967

October Spread (Stable) ±1.3062

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.0573 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.0573

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 46.4957) against the same month in 2019 (average: 36.0960), the exchange rate shifted by +10.3998 (+28.81%).

2020 Avg (November) 46.4957

2019 Avg (November) 36.0960

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	36.1080	34.6259	35.1281
February	37.5099	35.0877	35.8080
March	45.4453	37.6486	42.1580
April	44.0147	40.5375	41.6219
May	42.2343	39.6655	40.5646
June	40.7957	39.2119	39.8809
July	45.0884	40.4464	41.8418
August	45.6907	43.8362	44.6538
September	47.2785	45.1252	45.8631
October	47.4503	46.1441	46.6671
November	47.9984	45.7840	46.4957
December	47.5109	45.1751	46.0391