2020 BAM to TZS Historical Review

YEARLY HIGH

1455.4225 TZS

YEARLY LOW

1263.2517 TZS

YEARLY AVERAGE

1350.6938 TZS

2020 BAM to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1455.4225. Conversely, the yearly low was recorded on March 22, dropping to 1263.2517.

This high-to-low spread represents a total annual volatility of 192.1708 TZS. From a start-to-finish perspective, comparing the January average rate of 1307.9172 to the December average rate of 1443.2083, the exchange rate registered a net change of 10.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1455.4225 was up 6.01% compared to the 2019 peak of 1372.8652, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 7,277,113 TZS

2019 Average 6,604,388 TZS

Yearly Trough Low 6,316,259 TZS

Transaction Impact: A difference of 960,853.93 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1459.0665

1268.7676

JanuMarcMayJulySeptNove

BAM to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1300.9356, compared to 1400.4520 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 99.5164 points.

H1 Avg (Jan–Jun) 1300.9356

H2 Avg (Jul–Dec) 1400.4520

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 82.1551 TZS (High: 1409.8266 / Low: 1327.6715). On the other end, April was the most stable month, with a tight range of 19.7770 TZS (High: 1294.7564 / Low: 1274.9794).

July Spread (Volatile) ±82.1551

April Spread (Stable) ±19.7770

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 19.7634 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -19.7634

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1443.2083) against the same month in 2019 (average: 1305.5354), the exchange rate shifted by +137.6729 (+10.55%).

2020 Avg (December) 1443.2083

2019 Avg (December) 1305.5354

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1316.4523	1296.5789	1307.9172
February	1306.5731	1274.5880	1288.1538
March	1345.2601	1263.2517	1303.4218
April	1294.7564	1274.9794	1284.6258
May	1316.8773	1276.8118	1289.1316
June	1345.9677	1314.0062	1332.3635
July	1409.8266	1327.6715	1357.5748
August	1416.4972	1394.2755	1404.1077
September	1421.9058	1380.9705	1399.1899
October	1406.8237	1383.9863	1395.5312
November	1421.3697	1380.7103	1403.1002
December	1455.4225	1419.2803	1443.2083