YEARLY HIGH
1463.3404 TZS
YEARLY LOW
1318.8928 TZS
YEARLY AVERAGE
1400.3872 TZS

2021 BAM to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 1463.3404. Conversely, the yearly low was recorded on November 24, dropping to 1318.8928.

This high-to-low spread represents a total annual volatility of 144.4476 TZS. From a start-to-finish perspective, comparing the January average rate of 1444.0144 to the December average rate of 1330.4024, the exchange rate registered a net change of -7.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1463.3404 was up 0.54% compared to the 2020 peak of 1455.4225, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 7,316,702 TZS
2020 Average 6,754,952 TZS
Yearly Trough Low 6,594,464 TZS
Transaction Impact: A difference of 722,237.88 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1455.3756
1319.0412
JanuMarcMayJulySeptNove

BAM to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1428.7783, compared to 1371.9960 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 56.7822 points.

H1 Avg (Jan–Jun) 1428.7783
H2 Avg (Jul–Dec) 1371.9960

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 47.2072 TZS (High: 1366.1000 / Low: 1318.8928). On the other end, December was the most stable month, with a tight range of 11.9248 TZS (High: 1335.5743 / Low: 1323.6496).

November Spread (Volatile) ±47.2072
December Spread (Stable) ±11.9248

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 29.6636 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -29.6636

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1444.0144) against the same month in 2020 (average: 1307.9172), the exchange rate shifted by +136.0972 (+10.41%).

2021 Avg (January) 1444.0144
2020 Avg (January) 1307.9172

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1463.3404 1431.4126 1444.0144
February 1442.4293 1421.2202 1433.7102
March 1430.0797 1391.0952 1410.6619
April 1437.3673 1391.5340 1415.4255
May 1452.2469 1424.1922 1439.9759
June 1449.2970 1410.2954 1428.8817
July 1414.9008 1394.7900 1402.2476
August 1411.1193 1384.3776 1395.7416
September 1407.8770 1360.6867 1395.6399
October 1373.2271 1358.6058 1365.9763
November 1366.1000 1318.8928 1341.9685
December 1335.5743 1323.6496 1330.4024