YEARLY HIGH
1581.9592 TZS
YEARLY LOW
1478.4319 TZS
YEARLY AVERAGE
1544.7634 TZS

2026 BAM to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BAM to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 16, valuing the pair at 1581.9592. Conversely, the yearly low was recorded on January 7, dropping to 1478.4319.

This high-to-low spread represents a total annual volatility of 103.5273 TZS. From a start-to-finish perspective, comparing the January average rate of 1510.2486 to the December average rate of 1557.5540, the exchange rate registered a net change of 3.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1581.9592 was down 0.53% compared to the 2025 peak of 1590.3107, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 7,909,796 TZS
2025 Average 7,394,575 TZS
Yearly Trough Low 7,392,160 TZS
Transaction Impact: A difference of 517,636.43 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1567.1137
1505.0791
JanuMarcMayJuly

BAM to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1543.9107, compared to 1547.3216 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.4109 points.

H1 Avg (Jan–Jun) 1543.9107
H2 Avg (Jul–Dec) 1547.3216

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 88.8645 TZS (High: 1567.2964 / Low: 1478.4319). On the other end, May was the most stable month, with a tight range of 7.0118 TZS (High: 1565.1549 / Low: 1558.1431).

January Spread (Volatile) ±88.8645
May Spread (Stable) ±7.0118

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 32.7549 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -32.7549

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 1561.7295) against the same month in 2025 (average: 1376.8877), the exchange rate shifted by +184.8418 (+13.42%).

2026 Avg (February) 1561.7295
2025 Avg (February) 1376.8877

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1567.2964 1478.4319 1510.2486
February 1581.9592 1542.3115 1561.7295
March 1550.1084 1514.6535 1528.9746
April 1572.8337 1518.2246 1553.9685
May 1565.1549 1558.1431 1561.9441
June 1563.3998 1520.7406 1546.5988
July 1552.8230 1530.5819 1537.0892
August 1560.4650 1552.9496 1557.5540