YEARLY HIGH
1590.3107 TZS
YEARLY LOW
1286.3449 TZS
YEARLY AVERAGE
1478.3841 TZS

2025 BAM to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BAM to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 6, valuing the pair at 1590.3107. Conversely, the yearly low was recorded on January 2, dropping to 1286.3449.

This high-to-low spread represents a total annual volatility of 303.9658 TZS. From a start-to-finish perspective, comparing the January average rate of 1328.8785 to the December average rate of 1477.0263, the exchange rate registered a net change of 11.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1590.3107 was up 1.78% compared to the 2024 peak of 1562.5078, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 7,951,553 TZS
2024 Average 7,236,292 TZS
Yearly Trough Low 6,431,724 TZS
Transaction Impact: A difference of 1,519,829.06 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1578.5059
1306.1851
JanuMarcMayJulySeptNove

BAM to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1467.8931, compared to 1488.8751 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 20.9820 points.

H1 Avg (Jan–Jun) 1467.8931
H2 Avg (Jul–Dec) 1488.8751

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 122.7974 TZS (High: 1580.4511 / Low: 1457.6537). On the other end, October was the most stable month, with a tight range of 27.5736 TZS (High: 1477.7226 / Low: 1450.1490).

April Spread (Volatile) ±122.7974
October Spread (Stable) ±27.5736

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 55.5542 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -55.5542

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 1555.8125) against the same month in 2024 (average: 1482.5289), the exchange rate shifted by +73.2836 (+4.94%).

2025 Avg (July) 1555.8125
2024 Avg (July) 1482.5289

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1368.1110 1286.3449 1328.8785
February 1404.9158 1348.8327 1376.8877
March 1483.0542 1383.3399 1457.4260
April 1580.4511 1457.6537 1534.4736
May 1569.4146 1529.7133 1554.7522
June 1584.4149 1525.2558 1554.9403
July 1590.3107 1504.2739 1555.8125
August 1566.1660 1457.4550 1500.2583
September 1500.7225 1466.2463 1484.4178
October 1477.7226 1450.1490 1465.3338
November 1462.4844 1430.2556 1450.4016
December 1493.9905 1450.0063 1477.0263