2012 BDT to MAD Historical Review

YEARLY HIGH

0.1108 MAD

YEARLY LOW

0.1000 MAD

YEARLY AVERAGE

0.1054 MAD

2012 BDT to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BDT to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 25, valuing the pair at 0.1108. Conversely, the yearly low was recorded on February 8, dropping to 0.1000.

This high-to-low spread represents a total annual volatility of 0.0108 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1035 to the December average rate of 0.1051, the exchange rate registered a net change of 1.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1108 was down 8.36% compared to the 2011 peak of 0.1209, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 554 MAD

2011 Average 547 MAD

Yearly Trough Low 500 MAD

Transaction Impact: A difference of 54.00 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1101

0.1007

JanuMarcMayJulySeptNove

BDT to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1042, compared to 0.1067 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0026 points.

H1 Avg (Jan–Jun) 0.1042

H2 Avg (Jul–Dec) 0.1067

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0060 MAD (High: 0.1062 / Low: 0.1002). On the other end, October was the most stable month, with a tight range of 0.0015 MAD (High: 0.1060 / Low: 0.1045).

January Spread (Volatile) ±0.0060

October Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0034 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.1093) against the same month in 2011 (average: 0.1062), the exchange rate shifted by +0.0031 (+2.92%).

2012 Avg (July) 0.1093

2011 Avg (July) 0.1062

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1062	0.1002	0.1035
February	0.1032	0.1000	0.1015
March	0.1042	0.1023	0.1032
April	0.1041	0.1024	0.1034
May	0.1084	0.1029	0.1057
June	0.1087	0.1065	0.1076
July	0.1108	0.1070	0.1093
August	0.1099	0.1072	0.1090
September	0.1080	0.1037	0.1055
October	0.1060	0.1045	0.1053
November	0.1072	0.1052	0.1062
December	0.1061	0.1041	0.1051