2016 BDT to MAD Historical Review

YEARLY HIGH

0.1298 MAD

YEARLY LOW

0.1219 MAD

YEARLY AVERAGE

0.1248 MAD

2016 BDT to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BDT to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.1298. Conversely, the yearly low was recorded on May 2, dropping to 0.1219.

This high-to-low spread represents a total annual volatility of 0.0080 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1262 to the December average rate of 0.1275, the exchange rate registered a net change of 1.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1298 was down 0.15% compared to the 2015 peak of 0.1300, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 649 MAD

2015 Average 626 MAD

Yearly Trough Low 609 MAD

Transaction Impact: A difference of 39.80 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1279

0.1228

JanuMarcMayJulySeptNove

BDT to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1242, compared to 0.1254 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.1242

H2 Avg (Jul–Dec) 0.1254

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.0044 MAD (High: 0.1298 / Low: 0.1254). On the other end, September was the most stable month, with a tight range of 0.0011 MAD (High: 0.1245 / Low: 0.1235).

December Spread (Volatile) ±0.0044

September Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0018 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.1275) against the same month in 2015 (average: 0.1264), the exchange rate shifted by +0.0011 (+0.89%).

2016 Avg (December) 0.1275

2015 Avg (December) 0.1264

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1272	0.1256	0.1262
February	0.1263	0.1224	0.1244
March	0.1264	0.1227	0.1246
April	0.1238	0.1225	0.1232
May	0.1243	0.1219	0.1232
June	0.1253	0.1226	0.1237
July	0.1256	0.1239	0.1251
August	0.1250	0.1228	0.1241
September	0.1245	0.1235	0.1240
October	0.1266	0.1239	0.1253
November	0.1277	0.1247	0.1264
December	0.1298	0.1254	0.1275