2021 BDT to MAD Historical Review

YEARLY HIGH

0.1086 MAD

YEARLY LOW

0.1038 MAD

YEARLY AVERAGE

0.1057 MAD

2021 BDT to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BDT to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.1086. Conversely, the yearly low was recorded on May 25, dropping to 0.1038.

This high-to-low spread represents a total annual volatility of 0.0049 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1050 to the December average rate of 0.1079, the exchange rate registered a net change of 2.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1086 was down 10.43% compared to the 2020 peak of 0.1213, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 543 MAD

2020 Average 560 MAD

Yearly Trough Low 519 MAD

Transaction Impact: A difference of 24.34 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1082

0.1041

JanuMarcMayJulySeptNove

BDT to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1053, compared to 0.1061 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.1053

H2 Avg (Jul–Dec) 0.1061

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0024 MAD (High: 0.1072 / Low: 0.1048). On the other end, October was the most stable month, with a tight range of 0.0006 MAD (High: 0.1060 / Low: 0.1054).

April Spread (Volatile) ±0.0024

October Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0012 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.1079) against the same month in 2020 (average: 0.1059), the exchange rate shifted by +0.0020 (+1.85%).

2021 Avg (December) 0.1079

2020 Avg (December) 0.1059

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1058	0.1039	0.1050
February	0.1063	0.1049	0.1055
March	0.1071	0.1053	0.1063
April	0.1072	0.1048	0.1057
May	0.1058	0.1038	0.1044
June	0.1052	0.1039	0.1046
July	0.1058	0.1050	0.1054
August	0.1062	0.1048	0.1055
September	0.1058	0.1047	0.1051
October	0.1060	0.1054	0.1058
November	0.1080	0.1057	0.1068
December	0.1086	0.1072	0.1079