2014 BDT to MAD Historical Review

YEARLY HIGH

0.1162 MAD

YEARLY LOW

0.1040 MAD

YEARLY AVERAGE

0.1085 MAD

2014 BDT to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BDT to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.1162. Conversely, the yearly low was recorded on March 9, dropping to 0.1040.

This high-to-low spread represents a total annual volatility of 0.0122 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1060 to the December average rate of 0.1152, the exchange rate registered a net change of 8.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1162 was up 4.47% compared to the 2013 peak of 0.1113, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 581 MAD

2013 Average 538 MAD

Yearly Trough Low 520 MAD

Transaction Impact: A difference of 60.98 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1163

0.1036

JanuMarcMayJulySeptNove

BDT to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1055, compared to 0.1114 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0059 points.

H1 Avg (Jan–Jun) 0.1055

H2 Avg (Jul–Dec) 0.1114

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0037 MAD (High: 0.1132 / Low: 0.1095). On the other end, June was the most stable month, with a tight range of 0.0011 MAD (High: 0.1067 / Low: 0.1056).

September Spread (Volatile) ±0.0037

June Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0011 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.1152) against the same month in 2013 (average: 0.1056), the exchange rate shifted by +0.0096 (+9.07%).

2014 Avg (December) 0.1152

2013 Avg (December) 0.1056

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1066	0.1053	0.1060
February	0.1068	0.1050	0.1058
March	0.1055	0.1040	0.1047
April	0.1054	0.1043	0.1048
May	0.1064	0.1043	0.1054
June	0.1067	0.1056	0.1063
July	0.1077	0.1058	0.1066
August	0.1096	0.1075	0.1082
September	0.1132	0.1095	0.1112
October	0.1138	0.1122	0.1129
November	0.1149	0.1137	0.1144
December	0.1162	0.1140	0.1152