2012 BDT to NPR Historical Review

YEARLY HIGH

1.1063 NPR

YEARLY LOW

0.9272 NPR

YEARLY AVERAGE

1.0426 NPR

2012 BDT to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BDT to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 27, valuing the pair at 1.1063. Conversely, the yearly low was recorded on February 6, dropping to 0.9272.

This high-to-low spread represents a total annual volatility of 0.1792 NPR. From a start-to-finish perspective, comparing the January average rate of 0.9866 to the December average rate of 1.0827, the exchange rate registered a net change of 9.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.1063 was down 0.69% compared to the 2011 peak of 1.1140, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 5,532 NPR

2011 Average 4,995 NPR

Yearly Trough Low 4,636 NPR

Transaction Impact: A difference of 895.80 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.1050

0.9351

JanuMarcMayJulySeptNove

BDT to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0128, compared to 1.0723 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0595 points.

H1 Avg (Jan–Jun) 1.0128

H2 Avg (Jul–Dec) 1.0723

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.1098 NPR (High: 1.0438 / Low: 0.9340). On the other end, August was the most stable month, with a tight range of 0.0103 NPR (High: 1.0935 / Low: 1.0833).

January Spread (Volatile) ±0.1098

August Spread (Stable) ±0.0103

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0373 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0373

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2012: 1.0908) against the same month in 2011 (average: 0.9710), the exchange rate shifted by +0.1199 (+12.35%).

2012 Avg (June) 1.0908

2011 Avg (June) 0.9710

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0438	0.9340	0.9866
February	0.9827	0.9272	0.9493
March	1.0013	0.9605	0.9829
April	1.0270	0.9898	1.0089
May	1.0947	1.0249	1.0582
June	1.1063	1.0786	1.0908
July	1.0916	1.0583	1.0792
August	1.0935	1.0833	1.0881
September	1.0916	1.0317	1.0658
October	1.0630	1.0165	1.0415
November	1.0960	1.0557	1.0766
December	1.0995	1.0698	1.0827