2020 BDT to NPR Historical Review

YEARLY HIGH

1.4483 NPR

YEARLY LOW

1.3324 NPR

YEARLY AVERAGE

1.3967 NPR

2020 BDT to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BDT to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 16, valuing the pair at 1.4483. Conversely, the yearly low was recorded on January 13, dropping to 1.3324.

This high-to-low spread represents a total annual volatility of 0.1158 NPR. From a start-to-finish perspective, comparing the January average rate of 1.3433 to the December average rate of 1.3893, the exchange rate registered a net change of 3.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.4483 was up 5.74% compared to the 2019 peak of 1.3697, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 7,241 NPR

2019 Average 6,669 NPR

Yearly Trough Low 6,662 NPR

Transaction Impact: A difference of 579.24 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.4441

1.3342

JanuMarcMayJulySeptNove

BDT to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3963, compared to 1.3972 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 1.3963

H2 Avg (Jul–Dec) 1.3972

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0783 NPR (High: 1.4406 / Low: 1.3623). On the other end, November was the most stable month, with a tight range of 0.0148 NPR (High: 1.4080 / Low: 1.3932).

March Spread (Volatile) ±0.0783

November Spread (Stable) ±0.0148

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0215 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0215

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 1.4350) against the same month in 2019 (average: 1.3188), the exchange rate shifted by +0.1161 (+8.81%).

2020 Avg (April) 1.4350

2019 Avg (April) 1.3188

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3555	1.3324	1.3433
February	1.3623	1.3392	1.3464
March	1.4406	1.3623	1.4021
April	1.4483	1.4188	1.4350
May	1.4317	1.4096	1.4238
June	1.4343	1.4149	1.4270
July	1.4249	1.4066	1.4137
August	1.4174	1.3826	1.4065
September	1.3923	1.3711	1.3849
October	1.4054	1.3802	1.3877
November	1.4080	1.3932	1.4011
December	1.3970	1.3811	1.3893