2014 BDT to NPR Historical Review

YEARLY HIGH

1.3157 NPR

YEARLY LOW

1.2063 NPR

YEARLY AVERAGE

1.2606 NPR

2014 BDT to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BDT to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 1.3157. Conversely, the yearly low was recorded on May 25, dropping to 1.2063.

This high-to-low spread represents a total annual volatility of 0.1094 NPR. From a start-to-finish perspective, comparing the January average rate of 1.2793 to the December average rate of 1.2944, the exchange rate registered a net change of 1.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.3157 was down 4.80% compared to the 2013 peak of 1.3821, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 6,579 NPR

2013 Average 5,999 NPR

Yearly Trough Low 6,031 NPR

Transaction Impact: A difference of 547.18 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.3011

1.2210

JanuMarcMayJulySeptNove

BDT to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2541, compared to 1.2670 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0129 points.

H1 Avg (Jan–Jun) 1.2541

H2 Avg (Jul–Dec) 1.2670

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 0.0475 NPR (High: 1.2810 / Low: 1.2335). On the other end, November was the most stable month, with a tight range of 0.0108 NPR (High: 1.2841 / Low: 1.2733).

March Spread (Volatile) ±0.0475

November Spread (Stable) ±0.0108

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0249 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0249

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.2944) against the same month in 2013 (average: 1.2750), the exchange rate shifted by +0.0194 (+1.52%).

2014 Avg (December) 1.2944

2013 Avg (December) 1.2750

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3002	1.2680	1.2793
February	1.2910	1.2749	1.2830
March	1.2810	1.2335	1.2581
April	1.2578	1.2319	1.2444
May	1.2451	1.2063	1.2277
June	1.2433	1.2206	1.2321
July	1.2463	1.2334	1.2396
August	1.2660	1.2500	1.2580
September	1.2776	1.2452	1.2595
October	1.2780	1.2639	1.2715
November	1.2841	1.2733	1.2791
December	1.3157	1.2756	1.2944