2020 BGN to CAD Historical Review

YEARLY HIGH

0.8125 CAD

YEARLY LOW

0.7306 CAD

YEARLY AVERAGE

0.7821 CAD

2020 BGN to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 30, valuing the pair at 0.8125. Conversely, the yearly low was recorded on February 19, dropping to 0.7306.

This high-to-low spread represents a total annual volatility of 0.0820 CAD. From a start-to-finish perspective, comparing the January average rate of 0.7424 to the December average rate of 0.7970, the exchange rate registered a net change of 7.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.8125 was up 1.32% compared to the 2019 peak of 0.8019, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,063 CAD

2019 Average 3,797 CAD

Yearly Trough Low 3,653 CAD

Transaction Impact: A difference of 409.77 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.8068

0.7357

JanuMarcMayJulySeptNove

BGN to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7689, compared to 0.7954 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0265 points.

H1 Avg (Jan–Jun) 0.7689

H2 Avg (Jul–Dec) 0.7954

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0521 CAD (High: 0.8103 / Low: 0.7581). On the other end, January was the most stable month, with a tight range of 0.0095 CAD (High: 0.7497 / Low: 0.7402).

March Spread (Volatile) ±0.0521

January Spread (Stable) ±0.0095

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0066 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0066

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.7915) against the same month in 2019 (average: 0.7511), the exchange rate shifted by +0.0404 (+5.38%).

2020 Avg (July) 0.7915

2019 Avg (July) 0.7511

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7497	0.7402	0.7424
February	0.7557	0.7306	0.7416
March	0.8103	0.7581	0.7876
April	0.7927	0.7715	0.7810
May	0.7984	0.7733	0.7805
June	0.7879	0.7714	0.7800
July	0.8125	0.7787	0.7915
August	0.8110	0.7930	0.8009
September	0.8035	0.7880	0.7962
October	0.7996	0.7891	0.7948
November	0.7970	0.7850	0.7920
December	0.8043	0.7887	0.7970