YEARLY HIGH
0.8355 CAD
YEARLY LOW
0.8015 CAD
YEARLY AVERAGE
0.8220 CAD

2026 BGN to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BGN to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 0.8355. Conversely, the yearly low was recorded on March 8, dropping to 0.8015.

This high-to-low spread represents a total annual volatility of 0.0340 CAD. From a start-to-finish perspective, comparing the January average rate of 0.8271 to the December average rate of 0.8237, the exchange rate registered a net change of -0.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.8355 was down 0.48% compared to the 2025 peak of 0.8396, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,178 CAD
2025 Average 4,036 CAD
Yearly Trough Low 4,007 CAD
Transaction Impact: A difference of 170.23 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.8287
0.8095
JanuFebrMarcApriMayJune

BGN to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8220, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8220 points.

H1 Avg (Jan–Jun) 0.8220
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0211 CAD (High: 0.8226 / Low: 0.8015). On the other end, February was the most stable month, with a tight range of 0.0032 CAD (High: 0.8270 / Low: 0.8238).

March Spread (Volatile) ±0.0211
February Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0143 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0143

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.8271) against the same month in 2025 (average: 0.7625), the exchange rate shifted by +0.0646 (+8.47%).

2026 Avg (January) 0.8271
2025 Avg (January) 0.7625

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8355 0.8227 0.8271
February 0.8270 0.8238 0.8254
March 0.8226 0.8015 0.8111
April 0.8305 0.8165 0.8235
May 0.8231 0.8149 0.8213
June 0.8277 0.8208 0.8237