2021 BGN to CAD Historical Review

YEARLY HIGH

0.8002 CAD

YEARLY LOW

0.7253 CAD

YEARLY AVERAGE

0.7584 CAD

2021 BGN to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.8002. Conversely, the yearly low was recorded on November 24, dropping to 0.7253.

This high-to-low spread represents a total annual volatility of 0.0749 CAD. From a start-to-finish perspective, comparing the January average rate of 0.7920 to the December average rate of 0.7395, the exchange rate registered a net change of -6.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8002 was down 1.52% compared to the 2020 peak of 0.8125, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,001 CAD

2020 Average 3,911 CAD

Yearly Trough Low 3,627 CAD

Transaction Impact: A difference of 374.42 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.7979

0.7278

JanuMarcMayJulySeptNove

BGN to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7687, compared to 0.7481 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0206 points.

H1 Avg (Jan–Jun) 0.7687

H2 Avg (Jul–Dec) 0.7481

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0289 CAD (High: 0.7811 / Low: 0.7522). On the other end, June was the most stable month, with a tight range of 0.0053 CAD (High: 0.7554 / Low: 0.7501).

March Spread (Volatile) ±0.0289

June Spread (Stable) ±0.0053

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0253 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0253

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.7920) against the same month in 2020 (average: 0.7424), the exchange rate shifted by +0.0496 (+6.68%).

2021 Avg (January) 0.7920

2020 Avg (January) 0.7424

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8002	0.7808	0.7920
February	0.7928	0.7774	0.7853
March	0.7811	0.7522	0.7646
April	0.7751	0.7523	0.7643
May	0.7563	0.7485	0.7530
June	0.7554	0.7501	0.7527
July	0.7689	0.7470	0.7564
August	0.7666	0.7495	0.7583
September	0.7683	0.7511	0.7630
October	0.7498	0.7318	0.7378
November	0.7406	0.7253	0.7336
December	0.7460	0.7282	0.7395