YEARLY HIGH
0.8396 CAD
YEARLY LOW
0.7527 CAD
YEARLY AVERAGE
0.8070 CAD

2025 BGN to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 16, valuing the pair at 0.8396. Conversely, the yearly low was recorded on January 13, dropping to 0.7527.

This high-to-low spread represents a total annual volatility of 0.0869 CAD. From a start-to-finish perspective, comparing the January average rate of 0.7625 to the December average rate of 0.8258, the exchange rate registered a net change of 8.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.8396 was up 8.04% compared to the 2024 peak of 0.7771, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,198 CAD
2024 Average 3,791 CAD
Yearly Trough Low 3,764 CAD
Transaction Impact: A difference of 434.42 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.8404
0.7546
JanuMarcMayJulySeptNove

BGN to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7874, compared to 0.8266 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0392 points.

H1 Avg (Jan–Jun) 0.7874
H2 Avg (Jul–Dec) 0.8266

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0391 CAD (High: 0.8056 / Low: 0.7665). On the other end, November was the most stable month, with a tight range of 0.0073 CAD (High: 0.8351 / Low: 0.8278).

March Spread (Volatile) ±0.0391
November Spread (Stable) ±0.0073

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0049 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0049

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2025: 0.8332) against the same month in 2024 (average: 0.7666), the exchange rate shifted by +0.0666 (+8.69%).

2025 Avg (October) 0.8332
2024 Avg (October) 0.7666

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7729 0.7527 0.7625
February 0.7721 0.7554 0.7618
March 0.8056 0.7665 0.7932
April 0.8092 0.7863 0.8015
May 0.8038 0.7933 0.7994
June 0.8206 0.7928 0.8061
July 0.8234 0.8070 0.8174
August 0.8293 0.8149 0.8221
September 0.8359 0.8204 0.8302
October 0.8396 0.8270 0.8332
November 0.8351 0.8278 0.8307
December 0.8327 0.8227 0.8258